BAM PERSONAL FINANCE
Personal Finance
Practical guides, tools and insights to help you manage your money and make better financial decisions.
EXPLORE
Personal Finance Topics
Credit Cards
Miles, cashback and choosing the right cards for your spending.
Insurance
Understanding coverage, protection and the role insurance plays in financial planning.
CPF
Understanding CPF accounts, interest rates and long-term planning.
SRS
Tax planning, investing and retirement through the SRS.
Savings
Savings accounts, interest rates and managing your cash efficiently.
Financial Tools & Tips
Useful platforms, rewards programmes, financial tools and practical money tips.
LATEST
Latest Personal Finance
4 most recent publications
How I Earned 90,000 Miles in a Year (7,500 Miles a Month)
My first year of collecting airline miles in Singapore: the credit cards, HeyMax, yuu Points and everyday spending strategies that helped me build 90,000 miles.
Best Brokers for Buying Irish-Domiciled UCITS ETFs in Singapore
A practical comparison of IBKR, Saxo, FSMOne and POEMS for Singapore investors buying London-listed UCITS ETFs.
US Estate Tax for Singapore Investors: Why the US$60,000 Figure Matters
A practical guide to US estate-tax exposure for Singapore investors holding US shares and US-domiciled ETFs.
CPF Basics: What You Need to Know
A practical introduction to Singapore's CPF system, including the different accounts, interest rates, retirement sums, CPF LIFE and tax relief.