HeyMax is a rewards platform that lets you earn Max Miles on spending you may already be doing — such as online shopping, travel bookings, vouchers and selected partner offers.
The main idea is simple:
Start your purchase through HeyMax → complete the eligible transaction → earn Max Miles on top of the purchase.
You do not need a credit card to start using HeyMax. Depending on the offer or purchase method, you may be able to use PayNow or other supported payment methods and still earn Max Miles.
However, using an eligible credit card can sometimes be even more rewarding because you may earn both HeyMax Max Miles and your credit card’s own rewards on the same purchase.
Last updated: 9 September 2026. HeyMax merchant availability, earning rates, promotions and eligibility rules can change frequently. Always check the live rate and terms shown in the HeyMax app before making a purchase.
HeyMax at a Glance
| Feature | What It Means |
|---|---|
| Rewards currency | Max Miles |
| Need a credit card? | No |
| Can use PayNow? | Yes, for eligible HeyMax payment flows/offers |
| Can stack with credit-card rewards? | Often yes, if the card issuer awards rewards on the transaction |
| Shopping partners | 500+ partner brands |
| Max Miles expiry | Do not expire while your HeyMax account remains active |
| Redeem for | Airline/hotel partners, flights, vouchers and other rewards |
| Credit-card tracking | Available through Card Maximiser for supported cards |
How Do You Earn Max Miles?
There are several ways to earn Max Miles, but the easiest way to understand HeyMax is through shopping and vouchers.
1. Shop Through HeyMax
For many online merchants, the process is straightforward:
Open HeyMax → Find the merchant → Tap “Shop & Earn Miles” → Complete the eligible purchase → Max Miles track in your account
HeyMax says it currently works with 500+ partner brands.
For normal Shop & Earn purchases, miles may not appear immediately. They usually first appear as Pending and are later approved after the merchant confirms the transaction.
Important: Do not simply open the merchant separately and expect HeyMax to know about the purchase. Start through HeyMax so the transaction can be tracked.
PayNow vs Credit Card
You do not need a credit card to benefit from HeyMax.
The difference is mainly whether you can also earn a second layer of rewards from your payment card.
| Payment Method | HeyMax Max Miles | Separate Credit-Card Rewards |
|---|---|---|
| PayNow | Possible where the HeyMax offer/payment flow is eligible | ❌ No credit-card rewards |
| Credit Card | Possible where the purchase is eligible | ✅ Potentially, depending on the card’s reward rules |
For example, imagine an eligible purchase earns:
3 Max Miles per $1 from HeyMax
and the credit card you use separately earns:
1.2 miles per $1
On a $100 purchase:
- HeyMax: 300 Max Miles
- Credit card: 120 card miles
- Total rewards earned across both systems: 420 miles
This is sometimes called stacking rewards.
The exact rates above are only an example. HeyMax rates and credit-card earn rates vary, and card issuers may exclude certain transactions.
Popular Places You May Already Use
You do not need to change where you shop just to use HeyMax.
A better approach is to check whether a merchant you were already planning to use is available on HeyMax first.
| Category | Popular Examples | How HeyMax May Be Used |
|---|---|---|
| 🛍️ Online Shopping | Shopee, Lazada, Amazon.sg | Shop through HeyMax and earn on eligible purchases |
| ✈️ Travel & Flights | Trip.com, Singapore Airlines | Start eligible bookings through HeyMax |
| 🏨 Hotels | Booking.com, Trip.com | Earn Max Miles on eligible bookings |
| 🎢 Activities | Klook | Check the live HeyMax listing and rate before booking |
| 🚗 Transport / Food | Grab | HeyMax may offer Grab vouchers or redemption options |
| 🍔 Food Delivery | foodpanda | Vouchers may be available through HeyMax |
| 🍽️ Dining | Participating restaurants | Earn through eligible HeyMax dining offers |
Rates are intentionally not listed here because they can change by merchant, product, campaign and even purchase category.
Always treat the rate shown inside the HeyMax app as the current reference.
Shopee and Lazada Work Slightly Differently
Shopee and Lazada can use an additional product-link eligibility check.
Rather than assuming every item qualifies, you can copy the product URL and let HeyMax check the item before you buy.
Copy the product URL → Paste it into HeyMax → Check eligibility and the Max Miles rate → Tap Shop Now
This matters because not every product necessarily earns Max Miles.
HeyMax can show whether the item is eligible and the current earning rate before you continue.
Useful habit: For Shopee or Lazada, check the individual product rather than assuming the whole platform earns at the same rate.
Buying Vouchers Through HeyMax
Another useful feature is the ability to buy selected vouchers and gift cards through HeyMax.
This can be useful for everyday spending such as:
- Grab
- foodpanda
- Other participating brands
HeyMax currently states that Max Miles from voucher purchases are generally confirmed instantly.
If you pay for an eligible voucher with a credit card, you may also earn your card issuer’s own points or miles, subject to the card’s rules.
This can create a useful two-layer reward setup:
Buy an eligible voucher through HeyMax → Earn Max Miles + potential credit-card rewards → Use the voucher later
Always check:
- Voucher expiry
- Whether unused value is forfeited
- Whether it can be combined with promotions
- Whether it can be split into smaller denominations
- The specific brand’s redemption conditions
Card Maximiser: Track Your Credit Cards Inside HeyMax
One of HeyMax’s newer features is Card Maximiser.
Instead of manually remembering how much you have spent on each card, you can link supported cards to HeyMax and use the app as a credit-card spending and rewards tracker.
For Singapore users, HeyMax currently supports transaction tracking for almost all Singapore-issued Visa cards.
For selected supported miles cards, Card Maximiser can also track things such as:
- Transactions
- Total spending
- Credit-card points or miles earned
- Bonus-category spending
- Progress toward bonus caps
- Progress toward minimum-spend requirements
This is especially useful if you use several rewards cards and normally track their monthly caps manually.
Important: Rewards shown inside Card Maximiser are your bank or credit-card rewards, not Max Miles. HeyMax is helping you track them; the bank is still the one issuing those rewards.
Max AI
HeyMax is also rolling out Max, an AI assistant inside the app.
It can help answer questions such as:
- “How much did I spend this month?”
- “How close am I to my card’s bonus cap?”
- “Which card is better for this type of purchase?”
- “How many rewards did I earn?”
When linked-card transaction data is available, Max can use your actual spending to provide more personalised answers.
How HeyMax Purchase Tracking Works
For ordinary Shop & Earn transactions, the journey generally looks like:
Purchase completed → Pending Max Miles → Merchant verification → Approved / Available Max Miles
HeyMax says tracking commonly appears within around 3 days, although the timing varies by merchant.
Merchant approval can take significantly longer and may take up to around 90 days depending on the partner.
This delay exists because the merchant needs to confirm that:
- The transaction was completed
- It was not refunded
- It met the merchant’s eligibility conditions
Avoid Breaking the Tracking
One of the most important parts of using HeyMax is allowing the merchant tracking link to work correctly.
Do
- Start your purchase through HeyMax
- Read the merchant’s terms before buying
- Complete the purchase through the redirected session
- Check that the product/category is eligible
- Check your Pending Max Miles afterwards
Avoid
- Opening another cashback or affiliate link after HeyMax
- Activating another cashback extension during the purchase
- Switching to a different tracking link
- Using incognito/private browsing when the merchant requires normal tracking cookies
- Assuming every item at the same merchant qualifies
Using another cashback platform after clicking through HeyMax can overwrite the tracking attribution and cause your Max Miles to fail.
What Can You Do With Max Miles?
Max Miles can be used in several ways, including:
- Transfer to participating airline loyalty programmes
- Transfer to participating hotel programmes
- Redeem toward flight purchases
- Redeem selected gift cards and vouchers
HeyMax states that Max Miles do not expire as long as your account remains active.
An active account currently means logging into the HeyMax website or app at least once every 12 months.
This can make Max Miles useful as a flexible rewards balance while you decide where you eventually want to redeem them.
How I Would Use HeyMax
My approach is deliberately simple:
Before Buying Something Online
Search the merchant on HeyMax first.
If the price is the same and the purchase is eligible, I would rather earn additional Max Miles than receive nothing.
Before Booking a Trip
Check merchants such as:
- Trip.com
- Booking.com
- Klook
- Airlines available through HeyMax
and compare the final price before booking.
For Everyday Spending
Check whether a useful voucher is available for something you already spend money on, such as Grab or food delivery.
If You Have Credit Cards
Consider linking supported Visa cards to Card Maximiser so you can track spending and rewards in one place.
The goal is not to spend more.
HeyMax works best when it gives you extra rewards on spending you were already going to make.
Key Takeaways
- You do not need a credit card to start using HeyMax.
- HeyMax lets you earn Max Miles through 500+ partner brands and other eligible offers.
- Using an eligible credit card can sometimes let you earn both Max Miles and separate card rewards.
- Always start Shop & Earn purchases through HeyMax so the transaction can be tracked.
- Shopee and Lazada may require checking individual product eligibility.
- Merchant earning rates can change, so check the live rate in the app.
- Card Maximiser can track linked Visa-card spending and, for selected cards, rewards and bonus caps.
- Max Miles do not expire while your HeyMax account remains active.
- Use HeyMax to reward spending you already planned to make — not as a reason to spend more.
If you are new to miles in general, read Miles Basics: How Credit Card Miles Work.
To understand how credit-card earn rates work, read Understanding Miles Per Dollar.
Official Sources
- HeyMax — What are Max Miles?
- HeyMax — How to Earn Miles When Shopping
- HeyMax — Which Brands Can I Earn Max Miles At?
- HeyMax — Shopee & Lazada Shop & Earn
- HeyMax — Vouchers
- HeyMax — Card Maximiser
- HeyMax — Max AI
This article is for educational purposes only. HeyMax earning rates, merchant availability, promotions and partner terms can change.